Big news usually means a 60-day window to change your coverage. Do not let it slip by.
Having or adopting a baby
- You have 60 days after the birth or adoption to add your child or change plans.
- Coverage can start on the date of birth or adoption, so the delivery and newborn care can be covered.
- Check MaineCare for the baby. Children qualify at much higher incomes than adults.
- A bigger household can raise your premium tax credit. Update your application.
Getting married
- You have 60 days after the wedding to enroll or change plans.
- At least one of you usually needs to have had qualifying coverage for at least one day in the 60 days before the marriage.
- Your savings are now figured on your combined income, which can lower or end a credit. Run the numbers before you choose.
- Compare a spouse's job-based plan against CoverME.gov.
Pregnant and not insured?
On CoverME.gov, becoming pregnant can qualify you for a special enrollment period. MaineCare also covers pregnant women at higher incomes, about 214% of the poverty level. Apply as soon as you know.
How to report it
Call the CoverME.gov Consumer Assistance Center at 1-866-636-0355 (TTY 711), Monday to Friday 8 to 5, or have us walk you through it. Have the date of the event and any documents ready.
Common questions
How long do I have to add a newborn to my CoverME.gov plan?
60 days after the birth. Coverage can be dated back to the day of birth.
Does getting married let me change health plans?
Yes, it can give you a 60-day special enrollment period, usually if one of you had qualifying coverage in the 60 days before the wedding.
Will getting married change my subsidy?
It can. Your premium tax credit is based on household size and combined income, so update CoverME.gov after the wedding.
Related guides
Checked October 2026. Sources:
Not legal or tax advice. Rules and prices change; if a number here affects you, call 207-631-3546 and we will check it for your household for free.
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