I Missed My State’s Open Enrollment Deadline. 
Can I Still Get Healthcare Coverage?

If you missed the enrollment deadline for health insurance in maine    
Maine United Health is here, it is still possible that you can qualify for a Special Enrollment Period (SEP) that will allow you to apply for health insurance. You can qualify for an SEP if you have experienced a qualifying life event. Qualifying life events can include:

   * The loss of health insurance through a job.

   * Household changes such as marriage, divorce, a death in the family, or having a baby.

   * A change in your home address.

You have 60 days to enroll in a plan, if you qualify for an SEP. But, if you miss that 60-day window, you will have to wait until OEP to enroll in an health insurance plan for 2023.

If you missed the 2023 Open Enrollment Period in your state and you do not qualify for an SEP, you can apply for a short term health policy. Short-term health insurance coverage can be purchased outside of OEP for up to 364 days, and you can reapply for short-term coverage for up to 36 months in most states. Short-term health insurance plans might be a good, temporary fit for healthy people, as they will not cover pre-existing conditions like Affordable Care Act (ACA) plans.

If you do not qualify for an SEP and decide not to apply for a short-term health plan, you will have to wait until Open Enrollment 2024 begins in fall 2023.

MaineUnitedHealth.com can help you determine whether you qualify for an SEP and find an individual health plan that meets your needs. Shop, compare, and enroll online at MaineUnitedHealth.com.