What is Medicare

Let us find you the best health Insurance Maine has to offer

MEDICARE

Medicare is a health care program that provides insurance and coverage to the elderly and disabled individuals irrespective of their income levels. It is administered through centers and the coverage benefits differ based on several factors like doctor’s office location, whether it is a home treatment and resources being utilized.

Medicare is the federal health insurance program for:

• People who are 65 or older
• Certain younger people with disabilities
• People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)

The services include skilled nursing facilities, x ray, mental health care, drugs cost reimbursement and Hospice.  Medicaid in the United States is a federal and state program that helps with healthcare costs for some people with limited income and resources. Medicaid also offers benefits not normally covered by Medicare, including nursing home care and personal care services. The main difference between the two programs is that Medicaid covers healthcare costs for people with low incomes while Medicare provides health coverage for the elderly.

MEDICAID

It also covers the poor people satisfying the motto ‘Every American should be healthy, no matter what’. The government pays the fee for medical care waives it from poor and they will not have to pay anything to Medicaid ‘organization’. some, will have to pay insurance premium. The features offered are Dental Care, HIV protection, several preventive and health measures. For this plan to be effective, poverty should be defined specifically. The poverty income should be defined as well. 

This is a centralized policy; each state has their own version of this plan. The versions are different in terms of their definition of and eligibility criteria. There are also dual health plans for people who have both Medicaid and Medicare. The Health Insurance Association of America describes Medicaid as "a government insurance program for persons of all ages whose income and resources are insufficient to pay for health care.